🌍 ClimateRiskCheck

Natural Disaster Risk in Fulton

Mississippi

5.8out of 10
Moderate Risk

Risk Summary for Fulton

Fulton scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Lightning Earthquake

All 18 Hazard Scores

Cold Wave
9.1
Lightning
8.1
Earthquake
8.0
Landslide
7.8
Extreme Heat
7.5
Tornado
7.1
Hurricane
7.0
Strong Wind
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.9
Drought
4.8
Avalanche
4.5
Hail
3.9
Wildfire
3.7
Winter Weather
2.2
Riverine Flooding
1.0

How it compares

Fulton
5.8
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fulton, Mississippi

Fulton is a city of approximately 12,303 residents in Itawamba County, in the interior eastern United States. The area experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Fulton.

According to FEMA's National Risk Index, Fulton carries an overall risk score of 5.8/10, placing it in the moderate category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to lightning and earthquake.

Fulton's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Itawamba County, the highest-scoring are cold wave, lightning, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Fulton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Fulton: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Fulton

These city-level factors differentiate Fulton from other communities in Itawamba County and provide geographic context for its hazard exposure.

Population

12,303

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

34.2675Β° N, 88.3744Β° W

Itawamba County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fulton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fulton

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.