🌍 ClimateRiskCheck

Natural Disaster Risk in Georgetown

Mississippi

6.6out of 10
High Risk

Risk Summary for Georgetown

Georgetown scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Tornado Hail

All 18 Hazard Scores

Landslide
9.9
Tornado
9.1
Hail
8.9
Hurricane
8.5
Extreme Heat
8.4
Strong Wind
7.7
Ice Storm
7.3
Lightning
6.8
Earthquake
6.2
Drought
6.0
Wildfire
5.6
Cold Wave
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
2.6
Riverine Flooding
1.0

How it compares

Georgetown
6.6
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Georgetown, Mississippi

Georgetown, in Copiah County, is a small community of about 843 situated in the Deep South. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Georgetown residents and property owners must navigate.

Georgetown's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include tornado and hail.

Within Mississippi, Georgetown's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Copiah County identifies landslide as the foremost hazard, followed by tornado and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Georgetown's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Georgetown: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Georgetown

These city-level factors differentiate Georgetown from other communities in Copiah County and provide geographic context for its hazard exposure.

Population

843

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.6/10

Coordinates

31.8790Β° N, 90.1960Β° W

Copiah County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Georgetown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Georgetown

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.