🌍 ClimateRiskCheck

Natural Disaster Risk in Harrison County

Mississippi

7.8out of 10
High Risk

Risk Summary for Harrison County

Harrison County scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Lightning

All 18 Hazard Scores

Hurricane
9.9
Coastal Flooding
9.9
Lightning
9.7
Tornado
9.6
Extreme Heat
9.6
Wildfire
9.5
Hail
8.9
Cold Wave
8.9
Strong Wind
8.7
Ice Storm
7.9
Winter Weather
7.8
Earthquake
7.4
Drought
6.4
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
4.2
Riverine Flooding
1.0

How it compares

Harrison County
7.8
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Harrison County, Mississippi

Harrison County, in the United States in Mississippi, is characterized by its humid subtropical climate β€” very hot, humid summers and mild winters. The county faces overlapping tornado and hurricane seasons, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Harrison County carries an overall risk score of 7.8/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and lightning.

Within Mississippi, Harrison County's risk is, considerably above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Harrison County identifies coastal flood as the foremost hazard, followed by hurricane and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Harrison County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Harrison County: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Cities in Harrison County

ZIP codes in Harrison County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.