🌍 ClimateRiskCheck

Natural Disaster Risk in Hamilton

Mississippi

6.4out of 10
High Risk

Risk Summary for Hamilton

Hamilton scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Earthquake Tornado

All 18 Hazard Scores

Cold Wave
9.1
Earthquake
8.8
Tornado
8.8
Extreme Heat
8.4
Lightning
8.4
Hurricane
8.1
Drought
7.5
Ice Storm
6.7
Landslide
6.1
Hail
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.7
Avalanche
4.5
Wildfire
4.4
Winter Weather
2.6
Riverine Flooding
1.0

How it compares

Hamilton
6.4
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hamilton, Mississippi

Hamilton, in Monroe County, is a town of roughly 2,908 residents situated in the interior eastern United States. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Hamilton residents and property owners must navigate.

Hamilton's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Secondary hazards include earthquake and tornado.

Within Mississippi, Hamilton's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Monroe County identifies cold wave as the foremost hazard, followed by earthquake and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Hamilton residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Hamilton: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Hamilton

These city-level factors differentiate Hamilton from other communities in Monroe County and provide geographic context for its hazard exposure.

Population

2,908

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

33.7470Β° N, 88.4154Β° W

Monroe County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hamilton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hamilton

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.