🌍 ClimateRiskCheck

Natural Disaster Risk in Lorman

Mississippi

4.8out of 10
Moderate Risk

Risk Summary for Lorman

Lorman scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Extreme Heat Landslide

All 18 Hazard Scores

Hurricane
7.7
Extreme Heat
7.4
Landslide
6.7
Drought
5.8
Hail
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.9
Avalanche
4.5
Tornado
4.4
Earthquake
3.8
Strong Wind
3.8
Wildfire
3.7
Lightning
2.9
Cold Wave
2.9
Winter Weather
1.7
Riverine Flooding
1.0

How it compares

Lorman
4.8
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lorman, Mississippi

Lorman is a small community of about 2,286 in Jefferson County, in the Deep South. The area experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lorman.

According to FEMA's National Risk Index, Lorman carries an overall risk score of 4.8/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to heat and landslide.

Lorman's risk score, slightly below the 6.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jefferson County, the highest-scoring are hurricane, heat, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Lorman residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Lorman: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Lorman

These city-level factors differentiate Lorman from other communities in Jefferson County and provide geographic context for its hazard exposure.

Population

2,286

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

31.8251Β° N, 91.1167Β° W

Jefferson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lorman

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lorman

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.