🌍 ClimateRiskCheck

Natural Disaster Risk in Louin

Mississippi

6.0out of 10
High Risk

Risk Summary for Louin

Louin scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Hail Tornado

All 18 Hazard Scores

Hurricane
8.7
Tornado
7.6
Hail
7.6
Cold Wave
6.5
Extreme Heat
6.4
Lightning
6.3
Landslide
6.3
Drought
5.9
Earthquake
5.8
Strong Wind
5.6
Tsunami
5.4
Ice Storm
5.4
Wildfire
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.5
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Louin
6.0
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Louin, Mississippi

Louin, in Jasper County, is a town of roughly 3,566 residents situated in the interior eastern United States. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Louin residents and property owners must navigate.

According to FEMA's National Risk Index, Louin carries an overall risk score of 6.0/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to hail and tornado.

Within Mississippi, Louin's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jasper County identifies hurricane as the foremost hazard, followed by hail and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Louin's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Louin: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Louin

These city-level factors differentiate Louin from other communities in Jasper County and provide geographic context for its hazard exposure.

Population

3,566

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

32.1103Β° N, 89.2327Β° W

Jasper County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Louin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Louin

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.