Natural Disaster Risk in Mississippi State
Mississippi
Risk Summary for Mississippi State
Mississippi State scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Mississippi State, Mississippi
Located in the interior eastern United States in Oktibbeha County, Mississippi State is a town of roughly 5,076 residents. The humid subtropical climate that characterizes this part of Mississippi β marked by very hot, humid summers and mild winters β directly influences the types and severity of natural hazards present, making Mississippi State a community where hazard awareness has real practical value.
FEMA rates Mississippi State's composite natural disaster risk at 6.7 out of 10 β high risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for tornado and heat risk in their preparedness planning.
Relative to other U.S. communities, Mississippi State's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by earthquake and tornado, as measured by FEMA across Oktibbeha County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Mississippi State's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Mississippi State: Earthquake preparedness
- Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
- Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
- Standard homeowners insurance excludes earthquake damage β a separate earthquake policy or endorsement is needed.
Local Factors for Mississippi State
These city-level factors differentiate Mississippi State from other communities in Oktibbeha County and provide geographic context for its hazard exposure.
Population
5,076
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 33.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 4.5/10
Coordinates
33.4465Β° N, 88.7958Β° W
Oktibbeha County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Mississippi State
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Mississippi State
Other cities in Mississippi
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.