🌍 ClimateRiskCheck

Natural Disaster Risk in Mississippi State

Mississippi

6.7out of 10
High Risk

Risk Summary for Mississippi State

Mississippi State scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Tornado Extreme Heat

All 18 Hazard Scores

Earthquake
8.7
Tornado
8.5
Extreme Heat
8.4
Cold Wave
8.2
Hail
8.0
Hurricane
7.9
Lightning
7.7
Ice Storm
7.6
Winter Weather
6.9
Strong Wind
6.7
Drought
5.9
Tsunami
5.4
Landslide
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.5
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Mississippi State
6.7
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mississippi State, Mississippi

Located in the interior eastern United States in Oktibbeha County, Mississippi State is a town of roughly 5,076 residents. The humid subtropical climate that characterizes this part of Mississippi β€” marked by very hot, humid summers and mild winters β€” directly influences the types and severity of natural hazards present, making Mississippi State a community where hazard awareness has real practical value.

FEMA rates Mississippi State's composite natural disaster risk at 6.7 out of 10 β€” high risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for tornado and heat risk in their preparedness planning.

Relative to other U.S. communities, Mississippi State's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by earthquake and tornado, as measured by FEMA across Oktibbeha County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Mississippi State's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Mississippi State: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Mississippi State

These city-level factors differentiate Mississippi State from other communities in Oktibbeha County and provide geographic context for its hazard exposure.

Population

5,076

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

33.4465Β° N, 88.7958Β° W

Oktibbeha County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mississippi State

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mississippi State

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.