Natural Disaster Risk in Oak Vale

Natural Hazard Profile: Oak Vale, Mississippi

Located in the Deep South in Jefferson Davis County, Oak Vale is a small community of about 679. The humid subtropical climate that characterizes this part of Mississippi — marked by very hot, humid summers and mild winters — directly influences the types and severity of natural hazards present, making Oak Vale a community where hazard awareness has real practical value.

Oak Vale's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include hail and drought.

Relative to other U.S. communities, Oak Vale's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by hurricane and hail, as measured by FEMA across Jefferson Davis County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Oak Vale's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.