Natural Disaster Risk in Pheba

Natural Hazard Profile: Pheba, Mississippi

Pheba, in Clay County, is a small community of about 697 situated in the interior eastern United States. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Pheba residents and property owners must navigate.

According to FEMA's National Risk Index, Pheba carries an overall risk score of 5.7/10, placing it in the moderate category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to hurricane and tornado.

Within Mississippi, Pheba's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Clay County identifies earthquake as the foremost hazard, followed by hurricane and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Pheba's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.