🌍 ClimateRiskCheck

Natural Disaster Risk in Philadelphia

Mississippi

6.7out of 10
High Risk

Risk Summary for Philadelphia

Philadelphia scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Hurricane Hail

All 18 Hazard Scores

Tornado
8.8
Hurricane
8.7
Hail
8.4
Earthquake
7.7
Strong Wind
7.7
Cold Wave
7.6
Extreme Heat
7.4
Ice Storm
7.1
Landslide
7.0
Lightning
6.4
Drought
6.2
Winter Weather
5.6
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
4.9
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Philadelphia
6.7
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Philadelphia, Mississippi

Philadelphia is a city of approximately 23,778 residents in Neshoba County, in the interior eastern United States. The area experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Philadelphia.

FEMA rates Philadelphia's composite natural disaster risk at 6.7 out of 10 β€” high risk. The area faces significant tornado risk, positioned where atmospheric conditions regularly generate severe rotating thunderstorms capable of producing violent tornadoes. Residents should also account for hurricane and hail risk in their preparedness planning.

Philadelphia's risk score, slightly above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Neshoba County, the highest-scoring are tornado, hurricane, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Philadelphia's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Philadelphia: Tornado preparedness

  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.

Local Factors for Philadelphia

These city-level factors differentiate Philadelphia from other communities in Neshoba County and provide geographic context for its hazard exposure.

Population

23,778

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.9/10

Coordinates

32.7967Β° N, 89.1298Β° W

Neshoba County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Philadelphia

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Philadelphia

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.