🌍 ClimateRiskCheck

Natural Disaster Risk in Picayune

Mississippi

7.0out of 10
High Risk

Risk Summary for Picayune

Picayune scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Wildfire Coastal Flooding

All 18 Hazard Scores

Hurricane
9.8
Wildfire
9.1
Coastal Flooding
9.0
Tornado
8.5
Extreme Heat
8.5
Lightning
8.4
Strong Wind
7.7
Hail
7.1
Drought
7.0
Cold Wave
7.0
Ice Storm
6.2
Winter Weather
5.4
Landslide
5.4
Tsunami
5.4
Earthquake
5.3
Volcanic Activity
5.1
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Picayune
7.0
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Picayune, Mississippi

Picayune, in Pearl River County, is a city of approximately 28,025 residents situated in the Deep South. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Picayune residents and property owners must navigate.

According to FEMA's National Risk Index, Picayune carries an overall risk score of 7.0/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to wildfire and coastal flood.

Within Mississippi, Picayune's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Pearl River County identifies hurricane as the foremost hazard, followed by wildfire and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Picayune residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Picayune: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Picayune

These city-level factors differentiate Picayune from other communities in Pearl River County and provide geographic context for its hazard exposure.

Population

28,025

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.1/10

Coordinates

30.5333Β° N, 89.6342Β° W

Pearl River County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Picayune

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Picayune

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.