🌍 ClimateRiskCheck

Natural Disaster Risk in Pinola

Mississippi

6.2out of 10
High Risk

Risk Summary for Pinola

Pinola scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Hail Tornado

All 18 Hazard Scores

Hurricane
8.7
Hail
8.1
Tornado
8.0
Extreme Heat
7.5
Strong Wind
6.7
Landslide
6.7
Drought
6.3
Ice Storm
6.3
Lightning
6.1
Wildfire
5.5
Tsunami
5.4
Cold Wave
5.2
Earthquake
5.1
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Pinola
6.2
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pinola, Mississippi

Pinola is a small community of about 1,485 in Simpson County, in the Deep South. The area experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Pinola.

According to FEMA's National Risk Index, Pinola carries an overall risk score of 6.2/10, placing it in the high category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to hail and tornado.

Pinola's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Simpson County, the highest-scoring are hurricane, hail, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Pinola's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Pinola: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Pinola

These city-level factors differentiate Pinola from other communities in Simpson County and provide geographic context for its hazard exposure.

Population

1,485

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

31.8335Β° N, 90.0099Β° W

Simpson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pinola

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pinola

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.