🌍 ClimateRiskCheck

Natural Disaster Risk in Ridgeland

Mississippi

7.3out of 10
High Risk

Risk Summary for Ridgeland

Ridgeland scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Cold Wave Hail

All 18 Hazard Scores

Tornado
9.6
Hail
9.0
Extreme Heat
9.0
Cold Wave
9.0
Ice Storm
8.8
Hurricane
8.5
Lightning
8.4
Strong Wind
8.0
Earthquake
7.8
Winter Weather
7.6
Drought
7.5
Wildfire
6.0
Landslide
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Ridgeland
7.3
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ridgeland, Mississippi

Ridgeland is a city of approximately 24,562 residents in Madison County, in the interior eastern United States. The area experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Ridgeland.

FEMA rates Ridgeland's composite natural disaster risk at 7.3 out of 10 β€” high risk. The area faces significant tornado risk, positioned where atmospheric conditions regularly generate severe rotating thunderstorms capable of producing violent tornadoes. Residents should also account for cold wave and hail risk in their preparedness planning.

Ridgeland's risk score, slightly above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Madison County, the highest-scoring are tornado, cold wave, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Ridgeland residents benefit from taking preparedness seriously. Reviewing insurance coverage for tornado and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Ridgeland: Tornado preparedness

  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.

Local Factors for Ridgeland

These city-level factors differentiate Ridgeland from other communities in Madison County and provide geographic context for its hazard exposure.

Population

24,562

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

32.4254Β° N, 90.1668Β° W

Madison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ridgeland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ridgeland

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.