🌍 ClimateRiskCheck

Natural Disaster Risk in Scooba

Mississippi

5.3out of 10
Moderate Risk

Risk Summary for Scooba

Scooba scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tornado Drought

All 18 Hazard Scores

Hurricane
7.7
Tornado
6.2
Drought
6.1
Cold Wave
5.8
Extreme Heat
5.7
Landslide
5.7
Earthquake
5.6
Ice Storm
5.6
Strong Wind
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.8
Avalanche
4.5
Hail
4.2
Wildfire
3.5
Winter Weather
3.2
Riverine Flooding
1.0

How it compares

Scooba
5.3
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Scooba, Mississippi

Scooba is a small community of about 1,174 in Kemper County, in the interior eastern United States. The area experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Scooba.

According to FEMA's National Risk Index, Scooba carries an overall risk score of 5.3/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to tornado and drought.

Scooba's risk score, slightly below the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Kemper County, the highest-scoring are hurricane, tornado, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Scooba residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Scooba: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Scooba

These city-level factors differentiate Scooba from other communities in Kemper County and provide geographic context for its hazard exposure.

Population

1,174

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

32.8332Β° N, 88.4561Β° W

Kemper County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Scooba

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Scooba

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.