🌍 ClimateRiskCheck

Natural Disaster Risk in Sebastopol

Mississippi

6.6out of 10
High Risk

Risk Summary for Sebastopol

Sebastopol scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Hurricane Tornado

All 18 Hazard Scores

Hail
9.1
Hurricane
8.8
Tornado
8.1
Strong Wind
8.0
Extreme Heat
7.7
Lightning
7.3
Ice Storm
7.3
Earthquake
7.2
Cold Wave
6.9
Drought
6.6
Winter Weather
5.8
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Coastal Flooding
4.9
Landslide
4.5
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Sebastopol
6.6
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sebastopol, Mississippi

Sebastopol is a small unincorporated community in Scott County, in the interior eastern United States. The area experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Sebastopol.

FEMA rates Sebastopol's composite natural disaster risk at 6.6 out of 10 β€” high risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for hurricane and tornado risk in their preparedness planning.

Sebastopol's risk score, slightly above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Scott County, the highest-scoring are hail, hurricane, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Sebastopol residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Sebastopol: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Sebastopol

These city-level factors differentiate Sebastopol from other communities in Scott County and provide geographic context for its hazard exposure.

Population

196

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

32.5685Β° N, 89.3321Β° W

Scott County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sebastopol

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sebastopol

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.