Natural Disaster Risk in Seminary

Natural Hazard Profile: Seminary, Mississippi

Located in the Deep South in Covington County, Seminary is a town of roughly 5,513 residents. The humid subtropical climate that characterizes this part of Mississippi — marked by very hot, humid summers and mild winters — directly influences the types and severity of natural hazards present, making Seminary a community where hazard awareness has real practical value.

FEMA rates Seminary's composite natural disaster risk at 5.9 out of 10 — moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for hail and heat risk in their preparedness planning.

Relative to other U.S. communities, Seminary's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by hurricane and hail, as measured by FEMA across Covington County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Seminary's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.