🌍 ClimateRiskCheck

Natural Disaster Risk in Smithdale

Mississippi

5.5out of 10
Moderate Risk

Risk Summary for Smithdale

Smithdale scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tornado Extreme Heat

All 18 Hazard Scores

Hurricane
9.1
Tornado
7.1
Wildfire
6.6
Extreme Heat
6.6
Hail
6.4
Ice Storm
5.9
Lightning
5.7
Drought
5.6
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.8
Cold Wave
4.8
Avalanche
4.5
Earthquake
4.2
Winter Weather
2.0
Riverine Flooding
1.0

How it compares

Smithdale
5.5
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Smithdale, Mississippi

Smithdale, in Amite County, is a town of roughly 2,603 residents situated in the Deep South. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Smithdale residents and property owners must navigate.

According to FEMA's National Risk Index, Smithdale carries an overall risk score of 5.5/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to tornado and heat.

Within Mississippi, Smithdale's risk is, slightly below the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Amite County identifies hurricane as the foremost hazard, followed by tornado and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Smithdale residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Smithdale: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Smithdale

These city-level factors differentiate Smithdale from other communities in Amite County and provide geographic context for its hazard exposure.

Population

2,603

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.6/10

Coordinates

31.3289Β° N, 90.6825Β° W

Amite County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Smithdale

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Smithdale

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.