🌍 ClimateRiskCheck

Natural Disaster Risk in Toomsuba

Mississippi

7.5out of 10
High Risk

Risk Summary for Toomsuba

Toomsuba scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Tornado Lightning

All 18 Hazard Scores

Cold Wave
9.8
Tornado
9.5
Lightning
9.3
Extreme Heat
9.2
Hurricane
8.9
Landslide
8.9
Ice Storm
8.5
Earthquake
8.4
Strong Wind
7.8
Hail
7.7
Winter Weather
7.7
Wildfire
6.3
Drought
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Toomsuba
7.5
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Toomsuba, Mississippi

Toomsuba, in Lauderdale County, is a town of roughly 2,767 residents situated in the interior eastern United States. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Toomsuba residents and property owners must navigate.

According to FEMA's National Risk Index, Toomsuba carries an overall risk score of 7.5/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to tornado and lightning.

Within Mississippi, Toomsuba's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Lauderdale County identifies cold wave as the foremost hazard, followed by tornado and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Toomsuba residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Toomsuba: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Toomsuba

These city-level factors differentiate Toomsuba from other communities in Lauderdale County and provide geographic context for its hazard exposure.

Population

2,767

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.3/10

Coordinates

32.4060Β° N, 88.4962Β° W

Lauderdale County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Toomsuba

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Toomsuba

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.