Natural Disaster Risk in Jamestown

Natural Hazard Profile: Jamestown, Missouri

Located in the interior eastern United States in Moniteau County, Jamestown is a small community of about 1,127. The humid continental climate that characterizes this part of Missouri — marked by hot summers, cold winters, and collision of multiple air masses — directly influences the types and severity of natural hazards present, making Jamestown a community where hazard awareness has real practical value.

FEMA rates Jamestown's composite natural disaster risk at 5.6 out of 10 — moderate risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for heat and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Jamestown's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by ice storm and heat, as measured by FEMA across Moniteau County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Jamestown's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.