🌍 ClimateRiskCheck

Natural Disaster Risk in Moniteau County

Missouri

5.6out of 10
Moderate Risk

Risk Summary for Moniteau County

Moniteau County scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Extreme Heat Wildfire

All 18 Hazard Scores

Ice Storm
8.8
Extreme Heat
8.4
Wildfire
7.2
Drought
6.4
Earthquake
6.2
Tornado
6.2
Cold Wave
6.0
Winter Weather
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.6
Lightning
4.6
Landslide
4.6
Avalanche
4.5
Strong Wind
4.1
Hail
3.3
Riverine Flooding
1.0

How it compares

Moniteau County
5.6
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moniteau County, Missouri

Moniteau County is located in the United States in Missouri, home to roughly 15,418 residents. The county experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Moniteau County carries an overall risk score of 5.6/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to heat and wildfire.

Moniteau County's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Moniteau County, the highest-scoring are ice storm, heat, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Moniteau County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Moniteau County: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Cities in Moniteau County

ZIP codes in Moniteau County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.