🌍 ClimateRiskCheck

Natural Disaster Risk in Russellville

Missouri

5.6out of 10
Moderate Risk

Risk Summary for Russellville

Russellville scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Extreme Heat Wildfire

All 18 Hazard Scores

Ice Storm
8.8
Extreme Heat
8.4
Wildfire
7.2
Drought
6.4
Earthquake
6.2
Tornado
6.2
Cold Wave
6.0
Winter Weather
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.6
Lightning
4.6
Landslide
4.6
Avalanche
4.5
Strong Wind
4.1
Hail
3.3
Riverine Flooding
1.0

How it compares

Russellville
5.6
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Russellville, Missouri

Russellville, in Moniteau County, is a town of roughly 2,936 residents situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Russellville residents and property owners must navigate.

According to FEMA's National Risk Index, Russellville carries an overall risk score of 5.6/10, placing it in the moderate category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to heat and wildfire.

Within Missouri, Russellville's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Moniteau County identifies ice storm as the foremost hazard, followed by heat and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Russellville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Russellville: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Russellville

These city-level factors differentiate Russellville from other communities in Moniteau County and provide geographic context for its hazard exposure.

Population

2,936

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.2/10

Coordinates

38.4797Β° N, 92.4731Β° W

Moniteau County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Russellville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Russellville

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.