🌍 ClimateRiskCheck

Natural Disaster Risk in Acton

Montana

6.7out of 10
High Risk

Risk Summary for Acton

Acton scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Cold Wave Wildfire

All 18 Hazard Scores

Winter Weather
9.9
Cold Wave
9.7
Wildfire
9.4
Lightning
9.0
Hail
8.4
Avalanche
8.1
Earthquake
7.8
Extreme Heat
7.6
Landslide
7.5
Strong Wind
6.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.5
Drought
4.4
Tornado
3.8
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Acton
6.7
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Acton, Montana

Acton, in Yellowstone County, is a small unincorporated community situated in the northern tier of the continental United States. Its semi-arid climate brings cold winters, dry summers, and extreme temperature swings, and in particular rapid chinook wind events and spring flooding. These conditions collectively define the natural hazard environment that Acton residents and property owners must navigate.

Acton's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Secondary hazards include cold wave and wildfire.

Within Montana, Acton's risk is, considerably above the 4.9/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Yellowstone County identifies winter as the foremost hazard, followed by cold wave and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Acton residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Acton: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Acton

These city-level factors differentiate Acton from other communities in Yellowstone County and provide geographic context for its hazard exposure.

Population

221

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

45.9983Β° N, 108.6649Β° W

Yellowstone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Acton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Acton

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.