🌍 ClimateRiskCheck

Natural Disaster Risk in Yellowstone County

Montana

6.7out of 10
High Risk

Risk Summary for Yellowstone County

Yellowstone County scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Cold Wave Wildfire

All 18 Hazard Scores

Winter Weather
9.9
Cold Wave
9.7
Wildfire
9.4
Lightning
9.0
Hail
8.4
Avalanche
8.1
Earthquake
7.8
Extreme Heat
7.6
Landslide
7.5
Strong Wind
6.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.5
Drought
4.4
Tornado
3.8
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Yellowstone County
6.7
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Yellowstone County, Montana

Yellowstone County, in the United States in Montana, is characterized by its semi-arid climate β€” cold winters, dry summers, and extreme temperature swings. The county faces rapid chinook wind events and spring flooding, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Yellowstone County carries an overall risk score of 6.7/10, placing it in the high category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to cold wave and wildfire.

Within Montana, Yellowstone County's risk is, considerably above the 4.9/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Yellowstone County identifies winter as the foremost hazard, followed by cold wave and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Yellowstone County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Yellowstone County: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Cities in Yellowstone County

ZIP codes in Yellowstone County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.