🌍 ClimateRiskCheck

Natural Disaster Risk in Dover

New Hampshire

6.1out of 10
High Risk

Risk Summary for Dover

Dover scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Ice Storm Hurricane

All 18 Hazard Scores

Coastal Flooding
9.2
Ice Storm
9.0
Hurricane
8.4
Earthquake
8.0
Lightning
7.8
Drought
7.0
Landslide
6.6
Extreme Heat
5.6
Winter Weather
5.5
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
5.0
Tornado
4.9
Cold Wave
4.9
Avalanche
4.5
Wildfire
4.3
Hail
3.0
Riverine Flooding
1.0

How it compares

Dover
6.1
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dover, New Hampshire

Dover is a city of approximately 33,440 residents in Strafford County, along the northeastern Atlantic Seaboard. The area experiences long, cold winters and brief, warm summers, with heavy nor'easter snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Dover.

FEMA rates Dover's composite natural disaster risk at 6.1 out of 10 β€” high risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for ice storm and hurricane risk in their preparedness planning.

Dover's risk score, near the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Strafford County, the highest-scoring are coastal flood, ice storm, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Dover's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Dover: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Dover

These city-level factors differentiate Dover from other communities in Strafford County and provide geographic context for its hazard exposure.

Population

33,440

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.3/10

Coordinates

43.1893Β° N, 70.8843Β° W

Strafford County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dover

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dover

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.