🌍 ClimateRiskCheck

Natural Disaster Risk in Manchester

New Hampshire

7.7out of 10
High Risk

Risk Summary for Manchester

Manchester scores 7.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hurricane Lightning

All 18 Hazard Scores

Ice Storm
9.6
Hurricane
9.5
Lightning
9.4
Earthquake
9.0
Winter Weather
8.9
Strong Wind
8.8
Landslide
8.6
Tornado
8.5
Avalanche
8.4
Extreme Heat
7.9
Wildfire
7.1
Cold Wave
7.0
Drought
6.3
Hail
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Riverine Flooding
1.0

How it compares

Manchester
7.7
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Manchester, New Hampshire

Located along the northeastern Atlantic Seaboard in Hillsborough County, Manchester is a city of approximately 37,775 residents. The humid continental climate that characterizes this part of New Hampshire β€” marked by long, cold winters and brief, warm summers β€” directly influences the types and severity of natural hazards present, making Manchester a community where hazard awareness has real practical value.

Manchester's overall natural disaster risk is rated 7.7/10 (High) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include hurricane and lightning.

Relative to other U.S. communities, Manchester's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.2/10 state average. The hazard distribution here is led by ice storm and hurricane, as measured by FEMA across Hillsborough County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Manchester's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Manchester: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Manchester

These city-level factors differentiate Manchester from other communities in Hillsborough County and provide geographic context for its hazard exposure.

Population

37,775

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

42.9554Β° N, 71.4446Β° W

Hillsborough County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Manchester

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Manchester

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.