🌍 ClimateRiskCheck

Natural Disaster Risk in Merrimack

New Hampshire

7.7out of 10
High Risk

Risk Summary for Merrimack

Merrimack scores 7.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hurricane Lightning

All 18 Hazard Scores

Ice Storm
9.6
Hurricane
9.5
Lightning
9.4
Earthquake
9.0
Winter Weather
8.9
Strong Wind
8.8
Landslide
8.6
Tornado
8.5
Avalanche
8.4
Extreme Heat
7.9
Wildfire
7.1
Cold Wave
7.0
Drought
6.3
Hail
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Riverine Flooding
1.0

How it compares

Merrimack
7.7
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Merrimack, New Hampshire

Merrimack is a city of approximately 28,176 residents in Hillsborough County, along the northeastern Atlantic Seaboard. The area experiences long, cold winters and brief, warm summers, with heavy nor'easter snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Merrimack.

FEMA rates Merrimack's composite natural disaster risk at 7.7 out of 10 β€” high risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for hurricane and lightning risk in their preparedness planning.

Merrimack's risk score, slightly above the 6.2/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Hillsborough County, the highest-scoring are ice storm, hurricane, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Merrimack residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Merrimack: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Merrimack

These city-level factors differentiate Merrimack from other communities in Hillsborough County and provide geographic context for its hazard exposure.

Population

28,176

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

42.8547Β° N, 71.5188Β° W

Hillsborough County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Merrimack

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Merrimack

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.