🌍 ClimateRiskCheck

Natural Disaster Risk in Elizabeth

New Jersey

7.3out of 10
High Risk

Risk Summary for Elizabeth

Elizabeth scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Winter Weather Extreme Heat

All 18 Hazard Scores

Strong Wind
9.9
Winter Weather
9.9
Extreme Heat
9.7
Lightning
9.7
Earthquake
9.6
Coastal Flooding
9.6
Ice Storm
9.6
Hurricane
9.3
Tornado
8.9
Cold Wave
8.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Drought
3.9
Landslide
3.7
Hail
3.6
Wildfire
2.7
Riverine Flooding
1.0

How it compares

Elizabeth
7.3
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elizabeth, New Jersey

Elizabeth is a city of approximately 44,968 residents in Union County, along the northeastern Atlantic Seaboard. The area experiences warm summers, cold winters, and significant coastal storm exposure, with nor'easters, coastal flooding, and tropical storm threats shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Elizabeth.

According to FEMA's National Risk Index, Elizabeth carries an overall risk score of 7.3/10, placing it in the high category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to winter and heat.

Elizabeth's risk score, near the 7.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Union County, the highest-scoring are wind, winter, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Elizabeth residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Elizabeth: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Elizabeth

These city-level factors differentiate Elizabeth from other communities in Union County and provide geographic context for its hazard exposure.

Population

44,968

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

40.6531Β° N, 74.2168Β° W

Union County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Elizabeth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Elizabeth

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.