Natural Disaster Risk in Union County
New Jersey
7.3out of 10
Risk Summary for Union County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Strong Wind Winter Weather Extreme Heat
All 18 Hazard Scores
Strong Wind 9.9
Winter Weather 9.9
Extreme Heat 9.7
Lightning 9.7
Earthquake 9.6
Coastal Flooding 9.6
Ice Storm 9.6
Hurricane 9.3
Tornado 8.9
Cold Wave 8.7
Tsunami 5.4
Volcanic Activity 5.1
Avalanche 4.5
Drought 3.9
Landslide 3.7
Hail 3.6
Wildfire 2.7
Riverine Flooding 1.0
How it compares
Union County 7.3
New Jersey avg. 7.4
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Union County
Union7.3/10Plainfield7.3/10Linden7.3/10Elizabeth7.3/10Elizabethport7.3/10Westfield7.3/10Rahway7.3/10Scotch Plains7.3/10Summit7.3/10Cranford7.3/10Roselle7.3/10Hillside7.3/10Springfield7.3/10Clark7.3/10Roselle Park7.3/10New Providence7.3/10Berkeley Heights7.3/10Kenilworth7.3/10Fanwood7.3/10Mountainside7.3/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.