Natural Disaster Risk in Summit
New Jersey
7.3out of 10
Risk Summary for Summit
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Strong Wind Winter Weather Extreme Heat
All 18 Hazard Scores
Strong Wind 9.9
Winter Weather 9.9
Extreme Heat 9.7
Lightning 9.7
Earthquake 9.6
Coastal Flooding 9.6
Ice Storm 9.6
Hurricane 9.3
Tornado 8.9
Cold Wave 8.7
Tsunami 5.4
Volcanic Activity 5.1
Avalanche 4.5
Drought 3.9
Landslide 3.7
Hail 3.6
Wildfire 2.7
Riverine Flooding 1.0
How it compares
Summit 7.3
New Jersey avg. 7.4
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Summit
Other cities in New Jersey
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.