Natural Disaster Risk in Mills
New Mexico
Risk Summary for Mills
Mills scores 3.3/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Mills, New Mexico
Located in the Great Plains in Harding County, Mills is a small unincorporated community. The semi-arid climate that characterizes this part of New Mexico β marked by hot, dry summers and cold winters with dramatic elevation variation β directly influences the types and severity of natural hazards present, making Mills a community where hazard awareness has real practical value.
Mills's overall natural disaster risk is rated 3.3/10 (Low) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include wildfire and tsunami.
Relative to other U.S. communities, Mills's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.6/10 state average. The hazard distribution here is led by avalanche and wildfire, as measured by FEMA across Harding County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Mills carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β avalanche β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Mills: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Local Factors for Mills
These city-level factors differentiate Mills from other communities in Harding County and provide geographic context for its hazard exposure.
Population
60
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 36.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 7.2/10
Coordinates
36.1070Β° N, 104.2348Β° W
Harding County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Mills
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Mills
Other cities in New Mexico
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.