🌍 ClimateRiskCheck

Natural Disaster Risk in Mills

New Mexico

3.3out of 10
Low Risk

Risk Summary for Mills

Mills scores 3.3/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Tsunami

All 18 Hazard Scores

Avalanche
8.2
Wildfire
7.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
3.2
Landslide
3.1
Winter Weather
3.0
Hurricane
2.4
Extreme Heat
1.8
Earthquake
1.7
Hail
1.7
Cold Wave
1.7
Lightning
1.6
Ice Storm
1.6
Tornado
1.5
Strong Wind
1.4
Riverine Flooding
1.0

How it compares

Mills
3.3
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mills, New Mexico

Located in the Great Plains in Harding County, Mills is a small unincorporated community. The semi-arid climate that characterizes this part of New Mexico β€” marked by hot, dry summers and cold winters with dramatic elevation variation β€” directly influences the types and severity of natural hazards present, making Mills a community where hazard awareness has real practical value.

Mills's overall natural disaster risk is rated 3.3/10 (Low) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include wildfire and tsunami.

Relative to other U.S. communities, Mills's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.6/10 state average. The hazard distribution here is led by avalanche and wildfire, as measured by FEMA across Harding County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Mills carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” avalanche β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Mills: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Mills

These city-level factors differentiate Mills from other communities in Harding County and provide geographic context for its hazard exposure.

Population

60

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.2/10

Coordinates

36.1070Β° N, 104.2348Β° W

Harding County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mills

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mills

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.