🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 87730

Mills, New Mexico

3.3out of 10
Low Risk

Risk Summary for ZIP 87730

ZIP 87730 scores 3.3/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Tsunami

All 18 Hazard Scores

Avalanche
8.2
Wildfire
7.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
3.2
Landslide
3.1
Winter Weather
3.0
Hurricane
2.4
Extreme Heat
1.8
Earthquake
1.7
Hail
1.7
Cold Wave
1.7
Lightning
1.6
Ice Storm
1.6
Tornado
1.5
Strong Wind
1.4
Riverine Flooding
1.0

How it compares

ZIP 87730
3.3
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 87730, New Mexico

Located in the Great Plains, ZIP 87730 serves the Mills community. The semi-arid climate of this part of New Mexico β€” bringing hot, dry summers and cold winters with dramatic elevation variation β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 87730's overall natural disaster risk is rated 3.3/10 (Low) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include wildfire and tsunami.

Relative to other U.S. communities, ZIP 87730's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.6/10 state average. The hazard distribution here is led by avalanche and wildfire, as measured by FEMA across New Mexico. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Despite its lower-than-average risk classification, ZIP 87730 is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers avalanche β€” remains prudent for all residents.

What this means for ZIP 87730: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 87730

These city-level factors differentiate ZIP 87730 from other communities in New Mexico County and provide geographic context for its hazard exposure.

Population

60

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.2/10

Coordinates

36.1070Β° N, 104.2348Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 87730

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.