Natural Disaster Risk in New York County
New York
7.6out of 10
Risk Summary for New York County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Extreme Heat Strong Wind Cold Wave
All 18 Hazard Scores
Strong Wind 10.0
Extreme Heat 10.0
Winter Weather 9.9
Cold Wave 9.9
Hurricane 9.8
Earthquake 9.7
Coastal Flooding 9.7
Hail 9.5
Lightning 9.5
Tornado 9.1
Ice Storm 9.1
Tsunami 5.4
Volcanic Activity 5.1
Avalanche 4.5
Landslide 3.6
Wildfire 2.1
Drought 1.7
Riverine Flooding 1.0
How it compares
New York County 7.6
New York avg. 6.1
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in New York County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.