Natural Disaster Risk in Bowman
North Dakota
Risk Summary for Bowman
Bowman scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Bowman, North Dakota
Located in the northern tier of the continental United States in Bowman County, Bowman is a small community of about 1,953. The continental climate that characterizes this part of North Dakota — marked by extremely cold winters and short, warm summers with prairie wind exposure — directly influences the types and severity of natural hazards present, making Bowman a community where hazard awareness has real practical value.
Bowman's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include wildfire and cold wave.
Relative to other U.S. communities, Bowman's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.7/10 state average. The hazard distribution here is led by winter and wildfire, as measured by FEMA across Bowman County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Bowman is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers winter — remains prudent for all residents.
What this means for Bowman: Winter Weather preparedness
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
Local Factors for Bowman
These city-level factors differentiate Bowman from other communities in Bowman County and provide geographic context for its hazard exposure.
Population
1,953
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 46.2°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 6.2/10
Coordinates
46.1600° N, 103.4217° W
Bowman County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Bowman
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Bowman
Other cities in North Dakota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.