🌍 ClimateRiskCheck

Natural Disaster Risk in Bowman County

North Dakota

3.9out of 10
Low Risk

Risk Summary for Bowman County

Bowman County scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Wildfire Cold Wave

All 18 Hazard Scores

Winter Weather
6.4
Wildfire
6.2
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.0
Coastal Flooding
4.9
Hail
4.8
Avalanche
4.5
Drought
3.5
Hurricane
2.4
Strong Wind
2.4
Tornado
2.3
Earthquake
1.9
Extreme Heat
1.9
Landslide
1.9
Lightning
1.8
Riverine Flooding
1.0

How it compares

Bowman County
3.9
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bowman County, North Dakota

Bowman County is located in the United States in North Dakota, home to roughly 2,993 residents. The county experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Bowman County carries an overall risk score of 3.9/10, placing it in the low category. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. The area also faces notable exposure to wildfire and cold wave.

Bowman County's risk score, slightly below the 4.7/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bowman County, the highest-scoring are winter, wildfire, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Bowman County carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” winter β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Bowman County: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Cities in Bowman County

ZIP codes in Bowman County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.