🌍 ClimateRiskCheck

Natural Disaster Risk in Rhame

North Dakota

3.9out of 10
Low Risk

Risk Summary for Rhame

Rhame scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Wildfire Cold Wave

All 18 Hazard Scores

Winter Weather
6.4
Wildfire
6.2
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.0
Coastal Flooding
4.9
Hail
4.8
Avalanche
4.5
Drought
3.5
Hurricane
2.4
Strong Wind
2.4
Tornado
2.3
Earthquake
1.9
Extreme Heat
1.9
Landslide
1.9
Lightning
1.8
Riverine Flooding
1.0

How it compares

Rhame
3.9
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rhame, North Dakota

Rhame is a small community of about 513 in Bowman County, in the northern tier of the continental United States. The area experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Rhame.

According to FEMA's National Risk Index, Rhame carries an overall risk score of 3.9/10, placing it in the low category. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. The area also faces notable exposure to wildfire and cold wave.

Rhame's risk score, slightly below the 4.7/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bowman County, the highest-scoring are winter, wildfire, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Rhame carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” winter β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Rhame: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Rhame

These city-level factors differentiate Rhame from other communities in Bowman County and provide geographic context for its hazard exposure.

Population

513

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

46.2620Β° N, 103.7423Β° W

Bowman County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rhame

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rhame

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.