🌍 ClimateRiskCheck

Natural Disaster Risk in Hettinger

North Dakota

4.1out of 10
Moderate Risk

Risk Summary for Hettinger

Hettinger scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Cold Wave

All 18 Hazard Scores

Hail
8.2
Winter Weather
6.7
Cold Wave
6.2
Wildfire
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.7
Avalanche
4.5
Drought
3.5
Hurricane
2.4
Tornado
2.3
Strong Wind
2.3
Extreme Heat
2.1
Lightning
1.9
Landslide
1.9
Earthquake
1.7
Riverine Flooding
1.0

How it compares

Hettinger
4.1
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hettinger, North Dakota

Hettinger, in Adams County, is a small community of about 1,762 situated in the northern tier of the continental United States. Its continental climate brings extremely cold winters and short, warm summers with prairie wind exposure, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Hettinger residents and property owners must navigate.

According to FEMA's National Risk Index, Hettinger carries an overall risk score of 4.1/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to winter and cold wave.

Within North Dakota, Hettinger's risk is, slightly below the 4.7/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Adams County identifies hail as the foremost hazard, followed by winter and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Hettinger residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Hettinger: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Hettinger

These city-level factors differentiate Hettinger from other communities in Adams County and provide geographic context for its hazard exposure.

Population

1,762

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

46.0406Β° N, 102.6390Β° W

Adams County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hettinger

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hettinger

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.