Natural Disaster Risk — ZIP Code 58639

Natural Hazard Profile: ZIP 58639, North Dakota

Located in the northern tier of the continental United States, ZIP 58639 serves the Hettinger community. The continental climate of this part of North Dakota — bringing extremely cold winters and short, warm summers with prairie wind exposure — directly shapes the hazard exposure for properties in this postal area.

ZIP 58639's overall natural disaster risk is rated 4.1/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include winter and cold wave.

Relative to other U.S. communities, ZIP 58639's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 4.7/10 state average. The hazard distribution here is led by hail and winter, as measured by FEMA across North Dakota. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 58639 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.