🌍 ClimateRiskCheck

Natural Disaster Risk in Garvin County

Oklahoma

6.9out of 10
High Risk

Risk Summary for Garvin County

Garvin County scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Hail

All 18 Hazard Scores

Ice Storm
9.1
Hail
9.0
Drought
9.0
Wildfire
8.9
Tornado
8.7
Strong Wind
8.5
Extreme Heat
8.0
Lightning
6.5
Earthquake
6.3
Hurricane
6.1
Winter Weather
6.1
Cold Wave
5.9
Landslide
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Garvin County
6.9
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Garvin County, Oklahoma

Garvin County is located in the United States in Oklahoma, home to roughly 25,643 residents. The county experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Garvin County carries an overall risk score of 6.9/10, placing it in the high category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to drought and hail.

Garvin County's risk score, slightly above the 6.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Garvin County, the highest-scoring are ice storm, drought, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Garvin County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Garvin County: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Cities in Garvin County

ZIP codes in Garvin County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.