🌍 ClimateRiskCheck

Natural Disaster Risk in Paoli

Oklahoma

6.9out of 10
High Risk

Risk Summary for Paoli

Paoli scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Hail

All 18 Hazard Scores

Ice Storm
9.1
Hail
9.0
Drought
9.0
Wildfire
8.9
Tornado
8.7
Strong Wind
8.5
Extreme Heat
8.0
Lightning
6.5
Earthquake
6.3
Hurricane
6.1
Winter Weather
6.1
Cold Wave
5.9
Landslide
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Paoli
6.9
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Paoli, Oklahoma

Paoli, in Garvin County, is a small community of about 1,208 situated in the interior eastern United States. Its semi-arid climate brings hot summers, variable winters, and exposure at the center of Tornado Alley, and in particular a globally significant tornado season that peaks in spring. These conditions collectively define the natural hazard environment that Paoli residents and property owners must navigate.

According to FEMA's National Risk Index, Paoli carries an overall risk score of 6.9/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to drought and hail.

Within Oklahoma, Paoli's risk is, slightly above the 6.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Garvin County identifies ice storm as the foremost hazard, followed by drought and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Paoli residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Paoli: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Paoli

These city-level factors differentiate Paoli from other communities in Garvin County and provide geographic context for its hazard exposure.

Population

1,208

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.9/10

Coordinates

34.8327Β° N, 97.2792Β° W

Garvin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Paoli

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Paoli

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.