🌍 ClimateRiskCheck

Natural Disaster Risk in Stratford

Oklahoma

6.9out of 10
High Risk

Risk Summary for Stratford

Stratford scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Hail

All 18 Hazard Scores

Ice Storm
9.1
Hail
9.0
Drought
9.0
Wildfire
8.9
Tornado
8.7
Strong Wind
8.5
Extreme Heat
8.0
Lightning
6.5
Earthquake
6.3
Hurricane
6.1
Winter Weather
6.1
Cold Wave
5.9
Landslide
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Stratford
6.9
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stratford, Oklahoma

Located in the interior eastern United States in Garvin County, Stratford is a town of roughly 2,901 residents. The semi-arid climate that characterizes this part of Oklahoma β€” marked by hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Stratford a community where hazard awareness has real practical value.

FEMA rates Stratford's composite natural disaster risk at 6.9 out of 10 β€” high risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for drought and hail risk in their preparedness planning.

Relative to other U.S. communities, Stratford's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.4/10 state average. The hazard distribution here is led by ice storm and drought, as measured by FEMA across Garvin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Stratford residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Stratford: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Stratford

These city-level factors differentiate Stratford from other communities in Garvin County and provide geographic context for its hazard exposure.

Population

2,901

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.9/10

Coordinates

34.7799Β° N, 96.9791Β° W

Garvin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stratford

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Stratford

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.