Natural Disaster Risk in Latimer County
Oklahoma
Risk Summary for Latimer County
Latimer County scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Latimer County, Oklahoma
Latimer County, in the United States in Oklahoma, is characterized by its semi-arid climate β hot summers, variable winters, and exposure at the center of Tornado Alley. The county faces a globally significant tornado season that peaks in spring, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.
Latimer County's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include ice storm and heat.
Within Oklahoma, Latimer County's risk is, slightly below the 6.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Latimer County identifies wildfire as the foremost hazard, followed by ice storm and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Latimer County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.
What this means for Latimer County: Wildfire preparedness
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
Cities in Latimer County
ZIP codes in Latimer County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. For informational purposes only.