Natural Disaster Risk — ZIP Code 74571

Natural Hazard Profile: ZIP 74571, Oklahoma

ZIP 74571 covers part of the Talihina area, in the interior eastern United States. The surrounding region experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 74571's composite natural disaster risk at 5.3 out of 10 — moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for ice storm and heat risk in their preparedness planning.

ZIP 74571's risk score, slightly below the 6.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are wildfire, ice storm, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 74571's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.