🌍 ClimateRiskCheck

Natural Disaster Risk in Talihina

Oklahoma

5.3out of 10
Moderate Risk

Risk Summary for Talihina

Talihina scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Ice Storm Extreme Heat

All 18 Hazard Scores

Wildfire
9.4
Ice Storm
8.9
Extreme Heat
7.1
Hail
6.3
Tornado
5.8
Hurricane
5.8
Landslide
5.5
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.3
Lightning
4.1
Strong Wind
3.4
Cold Wave
3.1
Drought
1.7
Riverine Flooding
1.0

How it compares

Talihina
5.3
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Talihina, Oklahoma

Talihina is a town of roughly 3,285 residents in Latimer County, in the interior eastern United States. The area experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Talihina.

FEMA rates Talihina's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for ice storm and heat risk in their preparedness planning.

Talihina's risk score, slightly below the 6.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Latimer County, the highest-scoring are wildfire, ice storm, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Talihina residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Talihina: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Talihina

These city-level factors differentiate Talihina from other communities in Latimer County and provide geographic context for its hazard exposure.

Population

3,285

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.4/10

Coordinates

34.7191Β° N, 95.0495Β° W

Latimer County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Talihina

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Talihina

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.