🌍 ClimateRiskCheck

Natural Disaster Risk in Wardville

Oklahoma

5.8out of 10
Moderate Risk

Risk Summary for Wardville

Wardville scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Wildfire

All 18 Hazard Scores

Hail
9.5
Ice Storm
8.9
Wildfire
8.6
Drought
7.2
Extreme Heat
7.0
Hurricane
5.7
Tornado
5.6
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.9
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.4
Winter Weather
4.4
Cold Wave
4.3
Lightning
4.1
Strong Wind
3.5
Riverine Flooding
1.0

How it compares

Wardville
5.8
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wardville, Oklahoma

Wardville, in Atoka County, is a small unincorporated community situated in the interior eastern United States. Its semi-arid climate brings hot summers, variable winters, and exposure at the center of Tornado Alley, and in particular a globally significant tornado season that peaks in spring. These conditions collectively define the natural hazard environment that Wardville residents and property owners must navigate.

According to FEMA's National Risk Index, Wardville carries an overall risk score of 5.8/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to ice storm and wildfire.

Within Oklahoma, Wardville's risk is, slightly below the 6.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Atoka County identifies hail as the foremost hazard, followed by ice storm and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Wardville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Wardville: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Wardville

These city-level factors differentiate Wardville from other communities in Atoka County and provide geographic context for its hazard exposure.

Population

209

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

34.6705Β° N, 96.0426Β° W

Atoka County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wardville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wardville

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.