Natural Disaster Risk — ZIP Code 74576

Natural Hazard Profile: ZIP 74576, Oklahoma

ZIP 74576 in Wardville sits in the interior eastern United States. Its semi-arid climate produces hot summers, variable winters, and exposure at the center of Tornado Alley, and notably a globally significant tornado season that peaks in spring. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 74576 carries an overall risk score of 5.8/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to ice storm and wildfire.

Within Oklahoma, ZIP 74576's risk is, slightly below the 6.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Oklahoma identifies hail as the foremost hazard, followed by ice storm and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 74576 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.