🌍 ClimateRiskCheck

Natural Disaster Risk in Lincoln County

South Dakota

5.9out of 10
Moderate Risk

Risk Summary for Lincoln County

Lincoln County scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Tornado Ice Storm

All 18 Hazard Scores

Winter Weather
9.5
Tornado
9.4
Ice Storm
9.2
Hail
8.0
Drought
7.2
Wildfire
6.9
Cold Wave
6.4
Strong Wind
6.0
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
5.0
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.3
Earthquake
3.4
Lightning
3.4
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Lincoln County
5.9
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lincoln County, South Dakota

Lincoln County is located in the United States in South Dakota, home to roughly 65,123 residents. The county experiences harsh winters, hot summers, and significant seasonal variation, with severe blizzards and spring flooding shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Lincoln County's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for tornado and ice storm risk in their preparedness planning.

Lincoln County's risk score, slightly above the 4.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Lincoln County, the highest-scoring are winter, tornado, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Lincoln County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Lincoln County: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Cities in Lincoln County

ZIP codes in Lincoln County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.