🌍 ClimateRiskCheck

Natural Disaster Risk in Tea

South Dakota

5.9out of 10
Moderate Risk

Risk Summary for Tea

Tea scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Tornado Ice Storm

All 18 Hazard Scores

Winter Weather
9.5
Tornado
9.4
Ice Storm
9.2
Hail
8.0
Drought
7.2
Wildfire
6.9
Cold Wave
6.4
Strong Wind
6.0
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
5.0
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.3
Earthquake
3.4
Lightning
3.4
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Tea
5.9
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tea, South Dakota

Tea, in Lincoln County, is a town of roughly 8,032 residents situated in the interior eastern United States. Its semi-arid continental climate brings harsh winters, hot summers, and significant seasonal variation, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Tea residents and property owners must navigate.

Tea's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Secondary hazards include tornado and ice storm.

Within South Dakota, Tea's risk is, slightly above the 4.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Lincoln County identifies winter as the foremost hazard, followed by tornado and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Tea residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Tea: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Tea

These city-level factors differentiate Tea from other communities in Lincoln County and provide geographic context for its hazard exposure.

Population

8,032

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

43.4556Β° N, 96.8749Β° W

Lincoln County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tea

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tea

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.