Natural Disaster Risk in Worthing
South Dakota
Risk Summary for Worthing
Worthing scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Worthing, South Dakota
Located in the interior eastern United States in Lincoln County, Worthing is a small community of about 1,417. The semi-arid continental climate that characterizes this part of South Dakota β marked by harsh winters, hot summers, and significant seasonal variation β directly influences the types and severity of natural hazards present, making Worthing a community where hazard awareness has real practical value.
FEMA rates Worthing's composite natural disaster risk at 5.9 out of 10 β moderate risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for tornado and ice storm risk in their preparedness planning.
Relative to other U.S. communities, Worthing's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.9/10 state average. The hazard distribution here is led by winter and tornado, as measured by FEMA across Lincoln County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Worthing residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.
What this means for Worthing: Winter Weather preparedness
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
Local Factors for Worthing
These city-level factors differentiate Worthing from other communities in Lincoln County and provide geographic context for its hazard exposure.
Population
1,417
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 43.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 6.9/10
Coordinates
43.3157Β° N, 96.7570Β° W
Lincoln County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Worthing
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Worthing
Other cities in South Dakota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.