🌍 ClimateRiskCheck

Natural Disaster Risk in Oglala

South Dakota

5.7out of 10
Moderate Risk

Risk Summary for Oglala

Oglala scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Strong Wind Lightning

All 18 Hazard Scores

Wildfire
9.7
Strong Wind
9.1
Lightning
8.9
Cold Wave
7.5
Winter Weather
7.0
Landslide
6.6
Hail
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.8
Drought
4.8
Avalanche
4.5
Extreme Heat
4.2
Earthquake
3.5
Ice Storm
2.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Oglala
5.7
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Oglala, South Dakota

Located in the Great Plains in Oglala Lakota County, Oglala is a small community of about 1,416. The semi-arid continental climate that characterizes this part of South Dakota β€” marked by harsh winters, hot summers, and significant seasonal variation β€” directly influences the types and severity of natural hazards present, making Oglala a community where hazard awareness has real practical value.

Oglala's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include wind and lightning.

Relative to other U.S. communities, Oglala's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.9/10 state average. The hazard distribution here is led by wildfire and wind, as measured by FEMA across Oglala Lakota County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Oglala residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Oglala: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Oglala

These city-level factors differentiate Oglala from other communities in Oglala Lakota County and provide geographic context for its hazard exposure.

Population

1,416

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

43.2368Β° N, 102.7554Β° W

Oglala Lakota County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Oglala

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Oglala

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.