🌍 ClimateRiskCheck

Natural Disaster Risk in Oglala Lakota County

South Dakota

5.7out of 10
Moderate Risk

Risk Summary for Oglala Lakota County

Oglala Lakota County scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Strong Wind Lightning

All 18 Hazard Scores

Wildfire
9.7
Strong Wind
9.1
Lightning
8.9
Cold Wave
7.5
Winter Weather
7.0
Landslide
6.6
Hail
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.8
Drought
4.8
Avalanche
4.5
Extreme Heat
4.2
Earthquake
3.5
Ice Storm
2.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Oglala Lakota County
5.7
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Oglala Lakota County, South Dakota

Oglala Lakota County is located in the United States in South Dakota, home to roughly 13,666 residents. The county experiences harsh winters, hot summers, and significant seasonal variation, with severe blizzards and spring flooding shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Oglala Lakota County carries an overall risk score of 5.7/10, placing it in the moderate category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to wind and lightning.

Oglala Lakota County's risk score, slightly above the 4.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Oglala Lakota County, the highest-scoring are wildfire, wind, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Oglala Lakota County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Oglala Lakota County: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Cities in Oglala Lakota County

ZIP codes in Oglala Lakota County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.